Terms of Use

Effective date: September 14, 2026

These Terms of Use (“Terms”) govern access to and use of the website displaying these Terms, operated by HGMA Consulting Group LLC (“HGMA,” “we,” “us,” or “our”). Please read them before using the website. By using the website, you agree to these Terms to the extent an agreement is formed under applicable law. If you do not agree, do not use the website.

1. Website information and consulting services

The website provides general information about HGMA and its management consulting services. Its content is not advice tailored to your circumstances and should not be the sole basis for a business or professional decision. Website content does not constitute legal, tax, investment, medical, or other regulated professional advice.

Visiting the website, submitting an inquiry, or receiving an initial response does not establish a consulting engagement. Services begin only as agreed in a separate written engagement agreement. That agreement governs the scope, fees, deliverables, confidentiality, intellectual property, data handling, and other terms of the engagement. These Terms do not amend that agreement or reduce any rights under it.

Descriptions of experience, methods, and potential benefits are not guarantees of a particular outcome. Results depend on the circumstances of each engagement.

2. Permitted use

You may access and use the website for lawful purposes, including learning about HGMA and evaluating whether to contact us. You may download or print reasonable excerpts for your own personal or internal business reference, provided you keep applicable copyright and proprietary notices intact.

You must not:

• Use the website for unlawful, fraudulent, or deceptive activities.
• Impersonate another person or misrepresent your authority to act for an organization.
• Attempt unauthorized access to the website, its systems, or another person’s information.
• Introduce malicious code, interfere with operation or security, or impose an unreasonable load on the website.
• Use contact features to send spam, threats, or other unlawful material.
• Reproduce, sell, or commercially exploit website content beyond the permission in these Terms or rights available under applicable law.

These restrictions do not limit activity protected by applicable law.

3. Ownership and permissions

Except where otherwise identified, the website’s original content, design, and branding are owned by HGMA or used with permission and are protected by applicable intellectual property laws. Third-party materials and marks remain the property of their respective owners.

These Terms do not transfer ownership of any content or grant permission to use HGMA’s name or logo in a way that suggests sponsorship or endorsement. For uses beyond those permitted here or by law, contact contact@hgmaconsulting.com.

4. Inquiries and materials you send

Provide information you are authorized to share and reasonably believe to be accurate. Do not send sensitive personal information, patient records, credentials, trade secrets, or confidential client materials through an initial website inquiry. Contact us first to arrange an appropriate channel and any necessary agreement.

Sending an unsolicited message does not by itself create a nondisclosure agreement, professional privilege, or consulting relationship. Personal information remains subject to our Privacy Policy and applicable law. Nothing here waives protections under an existing agreement.

You retain ownership of materials you send. By sending an inquiry, you permit us to receive, store, review, and use the information as reasonably needed to respond to it and discuss a potential engagement, consistent with our Privacy Policy and applicable law. This does not grant us a general right to publish or commercialize your confidential materials.

5. Privacy

Our Privacy Policy explains our handling of website and inquiry information. Please review it before providing personal information. These Terms do not replace any separate consent required by applicable privacy law.

6. External links and services

The website may contain links to third-party websites or services. Unless expressly stated, a link is provided for convenience and does not constitute endorsement. We do not control third-party content, availability, or practices. Your use of another provider’s service is subject to its applicable terms and policies.

7. Availability and changes

We may update, correct, suspend, or discontinue website content or features. We do not promise that the website will always be available, uninterrupted, or free of errors. Changes to the website do not alter our obligations under a separate engagement agreement.

8. Website disclaimers

To the fullest extent permitted by applicable law, the website and its content are provided “as is” and “as available,” without express or implied warranties, including warranties of merchantability, fitness for a particular purpose, and noninfringement. We do not guarantee that all website information is complete, accurate, or current.

Nothing in these Terms excludes warranties, obligations, or protections that applicable law does not allow us to exclude. Any express commitments in a separate engagement agreement remain governed by that agreement.

9. Limitation of liability

To the fullest extent permitted by applicable law, HGMA and its members, personnel, and representatives will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of, or inability to use, the website, including consequential losses of profit, revenue, business opportunities, or data.

This limitation concerns the website, not liability governed by a separate consulting agreement. It does not exclude or limit liability for fraud, willful misconduct, gross negligence, or any liability or remedy that cannot lawfully be excluded or limited. Where a limitation is not permitted, liability is limited only to the extent the law allows.

10. Governing law and disputes

To the extent permitted by applicable law, New Jersey law governs these Terms without regard to its conflict-of-laws rules. Nothing in this provision deprives you of mandatory protections available under otherwise applicable law.

If a concern arises, contact us at contact@hgmaconsulting.com so we can try to address it. This invitation does not restrict your right to seek relief through a court, regulator, or other process available under applicable law. These Terms do not require arbitration or waive the right to participate in a class action.

11. Updates and general provisions

We may revise these Terms by posting an updated version and effective date. For material changes, we will provide a prominent website notice or other notice required by law. Changes apply prospectively and do not retroactively alter accrued rights or a separate engagement agreement. Where acceptance of revised terms is legally required, we will obtain it.

If a provision is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law. A failure to enforce a provision is not a waiver of the right to enforce it later. These Terms govern website use only.

12. Contact us

HGMA Consulting Group LLC
971 US Highway 202 N #7417
Branchburg, NJ 08876

Email: contact@hgmaconsulting.com
Phone: (551) 213-3144